Privacy Policy

Last Updated: May 05, 2026

Tracksy ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your information when you use our mobile application.

1. Information We Collect

We believe in data minimalism. Most of your data is stored locally on your device.

Financial Data: Transactions, income, and expenses you manually enter.
Notification Data (Optional): If you grant permission, the app scans incoming notifications for financial keywords (like "bill," "EMI," or "amount").

            Important: Our notification scanning is performed entirely on your device. We do not read personal messages, and we do not transmit the content of your notifications to any external servers.
        

2. How We Use Your Data

We use your data solely to provide financial tracking services, including:

Calculating your monthly budget and balance.
Providing AI-powered financial insights (processed locally or via encrypted API).
Automatically detecting bill reminders from your notifications.

3. Data Storage and Security

Your financial records are stored using an encrypted local database on your device. We do not have access to your personal financial records unless you explicitly choose to export or sync them.

4. Third-Party Permissions

To provide advanced features, we may request the following:

Notification Access: To detect upcoming bills automatically.
Biometric Access: To secure your app with Fingerprint/Face ID.

5. Your Choices

You can revoke any permission at any time through your device settings. You can also delete all your data within the app settings, which will permanently remove it from your device.

6. Contact Us

If you have any questions about this Privacy Policy, please contact us at: dinesh.mahi.dev@gmail.com